Is Your Local Aspen Asphalt Sealcoating Company Fully Insured?
Don’t let the seeming simplicity of asphalt sealcoating fool you. Local Aspen asphalt sealcoating projects require significant skill and expertise to do correctly and safely. Many things can go wrong, and hiring an amateur with little experience could cost you. The Aspen asphalt sealcoating company you hire must be fully insured and hold a valid license. Here’s what you need to know.
Why Do You Need to Hire a Fully Insured Aspen Sealcoating Company?
The best asphalt sealcoating company will bring years of proven experience to the table. However, that doesn’t mean that things can’t go wrong. Sealcoating projects have many moving parts, and they’re more complicated than most realize. Teams need to prepare the pavement before application, carefully apply asphalt emulsion or coal tar sealers, and leave the finish to cure for up to two full days.
To complete the job, your sealcoating company in Aspen will arrive with work trucks, tons of equipment, and materials that may contain potentially toxic ingredients. During the project, workers can suffer accidents and injuries. Teams may also inadvertently damage a neighboring property. Even third-party bystanders can suffer harm around the job site.
If you don’t work with an insured sealcoating company in Aspen, you may be found financially liable for whatever accidents occur on your property. Insurance protects you and your contractor, as well as any employees and third parties who may be affected by the project.
Is It Required for Contractors to Have Insurance When Offering Local Aspen Asphalt Seal Coating Services?
In Aspen, Colorado, every asphalt sealcoating company must have active insurance coverage. It’s legally required to obtain a relevant work license with the city. Colorado doesn’t have a statewide license for asphalt sealcoating. The state focuses on specific mechanical trades, but regulation of specialty trades like asphalt sealcoating occurs at the municipal level, and Aspen has strict requirements that require insurance coverage for sealcoating companies.
What Forms of Insurance Does a Contractor Need?
Local Aspen asphalt sealcoating contractors must submit a signed and notarized Affidavit of Insurance confirming they meet the minimum coverage requirements. To obtain and renew a license, sealcoating companies need:
• General Liability Insurance: Active policies must cover $500,000 per person, $1,000,000 per accident, and $300,000 for property damage.
•Workers’ Compensation: Sealcoating companies must have Workers’ Compensation if they employ at least one worker.
•Vehicle Coverage: All work vehicles need coverage. Colorado DMV requires basic statutory liability limits, but many commercial projects require commercial auto liability policies with considerably higher coverage of $1,000,000 or more.
An asphalt sealcoating company doing large-scale projects may also opt for umbrella coverage. While not required, it offers an additional layer of liability protection.
What Type of Licensing Does a Sealcoating Company in Aspen Need?
The best asphalt sealcoating company is one that’s fully licensed and insured. As mentioned earlier, Colorado has no statewide licensing for asphalt sealcoating companies. However, the City of Aspen does.
Contractors must hold an active contractor’s and business license from the City of Aspen Contractor Licensing Program. Every asphalt sealcoating company needs a license, and there are no project value thresholds. Part of obtaining that license is to provide proof of insurance.
How Can I Ensure I’m Working with an Insured and Licensed Aspen Asphalt Sealcoating Company?
Before hiring a sealcoating company in Aspen, do your due diligence. Speak to representatives about licensing and insurance. The best asphalt sealcoating company for your needs will have no problem providing the proof you need to ensure you’re working with a legitimate contractor.
You can also request a certificate of insurance, verify the business with the Colorado Secretary of State, and use the City of Aspen Permit Portal to check that the company’s license is active and in good standing.
High Country Asphalt is a fully licensed and insured company that operates above board. We take all licensing, insurance, and permitting requirements seriously to protect both you and our employees while operating with full transparency and integrity. At High Country Asphalt, we also invest in training to ensure that our teams work safely and efficiently without compromising quality.
We’re available for all your asphalt maintenance needs. In addition to sealcoating, we offer crack sealing, repairs, hot-applied mastic sealant, parking lot striping, ongoing maintenance, and more. Ready to request your free, no-obligation quote? Contact High Country Asphalt by emailing 970highcountryasphalt@gmail.com, submitting our online form, or calling (970) 376-4039 today!